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Housing affordability among older adults in the Netherlands

Rozendal, Thomas (2023) Housing affordability among older adults in the Netherlands. Bachelor thesis.

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Abstract

In recent years we have seen a growing housing affordability crisis in the Netherlands. In current literature attention is focused on how the housing crisis affects the ability to acquire housing. However, older adults might be affected differently compared to the younger population as they are often on fixed incomes. This thesis examines how housing affordability among older adults has changed between 2006 and 2021 with respect to housing tenure, in the Netherlands, using the expenditure-to-income approach. It argues that housing affordability among older adults improved between 2006 and 2021. However, this is largely due to a shift in tenure from social renting towards mortgaged owner-occupation. Therefore, we do not have to worry too much about housing affordability among older adults. Instead, focus should be on those in the private rental tenure, where expenditure-to-income ratios are still above the affordability threshold.

Item Type: Thesis (Bachelor)
Degree programme: Spatial Planning and Design
Supervisor: Mawhorter, S.L.
Date Deposited: 22 Feb 2023 15:47
Last Modified: 22 Feb 2023 15:47
URI: https://frw.studenttheses.ub.rug.nl/id/eprint/4141

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