?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adissertation&rft.aufirst=P.&rft.aulast=Koop&rft.au=Koop%2C+P.&rft.title=Loan+to+value+ratio%E2%80%99s+in+krimpgebieden&rft.degree=Master&rft.date=2012