?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adissertation&rft.aufirst=Mark+de&rft.au=With%2C+Mark+de&rft.aulast=With&rft.degree=Master&rft.date=2012&rft.title=De+Loan-to-income+en+Loan-to-value+ratio%E2%80%99s+van+de+Nederlandse+hypotheekmarkt+nader+verklaard.