relation: https://frw.studenttheses.ub.rug.nl/4515/
title: Trends in risk tolerance: exploring the dynamic influence of determinants of risk tolerance among dutch retail investors
creator: Hannink, Coen
description: This thesis focuses on the significance of the determinants of recent year risk tolerance of retail investors in the Netherlands. Using determinants like risk perception, financial knowledge, and numerous demographic factors, research is conducted on the significance of the impact of these determinants on risk tolerance. Changes in the influence of these determinants on risk tolerance are sought by using a multiple-year timeframe and considering the impacts of external influences such as market volatility on risk tolerance. This thesis concludes that for retail investors risk perception is the most influential determinant of risk tolerance, impacting it negatively. Financial knowledge is less important than the education level of respondents, both having a positive impact on the risk tolerance of respondents. Being a female and of older age has a minor negative impact on risk tolerance. Furthermore, wealth was shown to have a significant effect and has a positive impact on risk tolerance, whilst the net income of respondents did not have a significant impact. For real estate investors, age is the most important determinant of risk tolerance, with gender and risk perception being influential as well.
date: 2024
type: Thesis
type: NonPeerReviewed
format: text
language: en
identifier: https://frw.studenttheses.ub.rug.nl/4515/1/Thesis-Risk-Tolerance---Coen-Hannink-s5407311.pdf
identifier:   Hannink, Coen  (2024) Trends in risk tolerance: exploring the dynamic influence of determinants of risk tolerance among dutch retail investors.  Master thesis.