eprintid: 4515
rev_number: 5
eprint_status: archive
userid: 1
dir: disk0/00/00/45/15
datestamp: 2024-05-28 12:12:43
lastmod: 2024-05-28 12:12:43
status_changed: 2024-05-28 12:12:43
type: thesis
metadata_visibility: show
sword_depositor: 1
creators_name: Hannink, Coen
creators_id: S5407311
creators_email: coen.hannink@gmail.com
title: Trends in risk tolerance: exploring the dynamic influence of determinants of risk tolerance among dutch retail investors
ispublished: unpub
full_text_status: public
abstract: This thesis focuses on the significance of the determinants of recent year risk tolerance of retail investors in the Netherlands. Using determinants like risk perception, financial knowledge, and numerous demographic factors, research is conducted on the significance of the impact of these determinants on risk tolerance. Changes in the influence of these determinants on risk tolerance are sought by using a multiple-year timeframe and considering the impacts of external influences such as market volatility on risk tolerance. This thesis concludes that for retail investors risk perception is the most influential determinant of risk tolerance, impacting it negatively. Financial knowledge is less important than the education level of respondents, both having a positive impact on the risk tolerance of respondents. Being a female and of older age has a minor negative impact on risk tolerance. Furthermore, wealth was shown to have a significant effect and has a positive impact on risk tolerance, whilst the net income of respondents did not have a significant impact. For real estate investors, age is the most important determinant of risk tolerance, with gender and risk perception being influential as well.
date: 2024
pages: 37
thesis_type: master
degree_programme: VG
tutors_name: Liu, X.
tutors_organization: Fac. Ruimtelijke wetenschappen, Basiseenheid Economische Geografie
tutors_email: Xiaolong.Liu@rug.nl
security: public
keywords_local: Risk tolerance
keywords_local: Risk perception
keywords_local: Financial knowledge
keywords_local: Dutch retail investors
keywords_local: Dutch real estate investors
language_iso: en
date_issued: 2024-05-27
citation:   Hannink, Coen  (2024) Trends in risk tolerance: exploring the dynamic influence of determinants of risk tolerance among dutch retail investors.  Master thesis.   
document_url: https://frw.studenttheses.ub.rug.nl/4515/1/Thesis-Risk-Tolerance---Coen-Hannink-s5407311.pdf