eprintid: 4552
rev_number: 4
eprint_status: archive
userid: 1
dir: disk0/00/00/45/52
datestamp: 2024-07-05 11:00:21
lastmod: 2024-07-05 11:00:21
status_changed: 2024-07-05 11:00:21
type: thesis
metadata_visibility: show
sword_depositor: 1
creators_name: Baguma, Jonathan
creators_id: S4878019
creators_email: j.baguma@student.rug.nl
title: Housing loan interest rates and house prices in Paris
ispublished: unpub
full_text_status: public
abstract: The decline of property transactions can have significant repercussion on the economic stability and public
health of citizens in a nation. Following a sudden drop of house transaction volume in 2024 and recent
rise of housing loan interest rates in France since 2022, this paper aims to understand the relationship
between housing loan interest rates and house prices in Paris. The study utilizes multiple linear regression
analysis on secondary data extracted from Banque de France and Demande de Valeur Foncière. Findings
reveal a negative relationship between housing loan rates and house prices, implying that higher interest
rates coincide with decreased house prices. This result is in line with previous theoretical expectations
and empirical results, however limitations such as possible data bias and missing house characteristics
warrants a tentative interpretation. The results imply that implementing interest rate specific policies may
alleviate the decline of property prices.
date: 2024
pages: 24
thesis_type: bachelor
degree_programme: SGP
tutors_name: Duijn, M. van
tutors_organization: Fac. Ruimtelijke wetenschappen, Basiseenheid Economische Geografie
tutors_email: Mark.van.Duijn@rug.nl
security: public
keywords_local: Housing loan interest rates
keywords_local: house prices
language_iso: en
date_issued: 2024-07-05
comment: n.a
citation:   Baguma, Jonathan  (2024) Housing loan interest rates and house prices in Paris.  Bachelor thesis.   
document_url: https://frw.studenttheses.ub.rug.nl/4552/1/Thesis.pdf